Starting a Home Business if You Have Bad CreditIf you have poor or average credit and plan to start a home business, you may want to use free online aids to lower your expenses. Given the fact that your chances to get approved for financing are more limited, you will benefit from things like open source-content management systems, free hosting, and the like.
Free HostingThere are plenty of options to choose from, with added benefits such as functional hosting accounts, free video, music files, and image hosting, and free app and web tools hosting. Additional benefits include free domain hosting and data transfer, free hosting storage, free Wiki, social, forum, gallery, CMS, and blog hosting, and multilingual control panel, among others. Many online providers also advertise add-ons such as CRON, ROR, PYTHON, MySQL, PHP5, CGI, FTP, and File Manager as well as features like no file size limit, free site builder and instant setup, free domain registration, and unlimited email accounts. Free hosting is a great way to save on start-up expenses, and you can always upgrade.
Open-Source Content Management SystemsThere are different open-source CMS such as Expression Engine, Drupal, WordPress, and many others. You will benefit from great features such as a large selection of themes, usable cross platforms, bundles, assignment plugins, the option to add new fields, quick edit modules, text editor, configuration manager, responsive imager, and a lot more. There are plenty of CMS types to choose from, depending on your skill level and what you intend to do. This will save you valuable time and what is more important – money.
What Else You Can Do
Online Store and SEOThis depends on your business idea, but if you plan to sell products or services online, one thing to do is to decide on the type of store you want to open, i.e. an eBay store or Etsy store, an e-commerce store, a blog, or anything else. You may need a SEO for better rankings and visibility, but this depends on your keywords and niche. There is a lot of competition in some niches and not as much in others.
Business Plan and Financing
When it comes to financial matters, you will need a good business plan to improve your chances of getting financing. A business plan contains detailed information about your business idea and potential, your company structure, product, niche and market, potential customers, financial estimates, and more. A lean plan is easier and quicker to come up with while a comprehensive plan requires more research and planning. Once you have a solid business plan, it is time to shop around for financing. If you opt for an unsecured loan, then you may need a cosigner. This should be someone with impeccable credit so that financial institutions perceive you as low-risk. The cosigner will be responsible for on-time payments as well if you are unable to pay down the outstanding balance. An alternative option is to apply for a secured loan provided that you can pledge an asset of value, whether a vehicle, real property, antiques or collections, equipment and machinery, or cash in your account. The asset to pledge depends on the amount required and the type of loan (start-up loan, merchant cash advance, accounts receivable factoring, and so on).
Most Popular Content Management SystemsContent management systems are applications that allow users to delete, organize, change, and publish content for online shops, news websites, blogs, links, menus, and documents. Some of the most popular applications include Joomla, Drupal, WordPress, TextPattern, Cushy CMS, Radiant CMS, and others. Many of them are designed for professional use and are free to use. If you choose to upgrade, you are free to customize and use a color scheme of your choice and your logo.
WordPressWordPress is a widely used content management platform with many accessibility features and add-ons. This is a good choice for beginners. Among the many features are the option to preview posts and save drafts, along with add-ons such as multi-paged posts, multiple personalities, drag and drop administration, and dynamic page generation. This content management platform comes complete with key features such as navigation features, theme markup, title tag, post thumbnails, custom headers and custom backgrounds, automatic feed links, and content width.
Other PlatformsThere are other popular platforms such as TYPOlight, Alfresco, Silverstripe, and many others. Alfresco, for example, is a content management system with features such as sites manager, active and completed tasks, document previewer, inline edit, filtered and instant search, and download as zip. There are other convenient features such as user dashboard, document library, mobile content management, process management, and document management solutions. Users are offered the option to manage agreements, proposals, contracts, and other business-related documents. With mobile content management, you are free to access data and documents such as contracts, presentations, and memos from anywhere 24/7. TYPOlight is another handy platform with plenty of great features, including intelligent system check, flexible form generator, advanced editing features, and a lot more. There are plenty of added benefits for users to enjoy, for example, built-in CSS framework, full-text search engine, responsive images, and plenty more. There are built-in blog and news modules as well as built-in calendar and newsletter modules. The platform also offers the option to remove, update, and install modules of your choice. Live updates are available.
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